Investing: The Income From Your Savings Is At Risk And What You Can Do About It

In the last week, I have received two letters from my bank about my savings accounts, both of which demonstrated that my future savings income is at CONSTANT RISK and that the banks cannot be trusted to look after my money safely. Both of the letters began as follows: Your [...]

Financial Freedom: What Does Financial Independence Mean to You?

I'm writing this post on the 4th July, which is Independence Day in the USA and although I'm an Englishman living in the UK, it got me thinking about independence and financial freedom in particular. Ever since I was a kid, I've been fascinated by America. I used to watch [...]

Stock Market: Investing & Trading – What’s The Difference?

When it comes to talking about the stock market, the subjects of investing and trading often get confused but to my mind they are not the same. There is an overlap between investing and trading because when you invest in the stock market, you must buy and sell shares, which [...]

Passive Income: How To Generate Passive Income With Dividend Shares

If you want to generate passive income from a portfolio of dividend shares then there are a number of things that you will need to know. Investing in shares is not the same as putting your cash into a bank savings account, for example. If you have a bank savings [...]

Financial Freedom: How To Clear Your Debts And Stay Debt-Free Forever

If you want to achieve financial freedom and you are carrying short-term debts such as credit card debts, store card debts, personal loans, bank overdrafts, etc. then you are going to have to clear your debts at some point in order to reach your goal. Furthermore, you are not yet [...]

The Power Of Compound Interest

What do you think of when I mention Compound Interest? Are you one of those people whose eyes glaze over and start thinking about difficult mathematics lessons at school? Even if you know what compound interest is and how it works, are you fully aware of its impact on your [...]