So we are coming to the end of 2011 and I hope you are having a great Christmas holiday?

You’ll have finished eating your turkey by now, probably the mince pies as well and your thoughts will be turning to the New Year.

If you are anything like me, you’ll be having thoughts about how the last year has gone and what your plans are for 2012?

Even if you don’t do the “New Year resolutions” thing, you’ll probably have one thing that you want to achieve or do for the first time this coming year – most people do.

One of the things I’ve got into the habit of doing at this time of year is reviewing my finances and how my share investments have performed.

Personal wealth and financial flexibility are important for everyone, especially at the moment, with the financial world as it is.


There are many excellent opportunities around at the moment, if you know what to look for.


This is always the case, whatever the conditions of the financial markets, because money needs a home and will always migrate to where it can achieve better returns.

If you have your debts under control and enough cash in savings accounts for emergencies (otherwise this should be your priority), then I believe that investing in shares is worthy of your full consideration as long as you proceed sensibly and don’t put all your eggs in one basket.

If you invest in shares already, then great – you should plan to learn to do it better than you ever have before to enjoy better success!

If you are not a share investor yet or a beginner then now is a great time to look into it properly, whilst many company shares are at rock-bottom prices, and get started with your share portfolio.

You could even make this one of your New Year’s resolutions!

Whatever you do, may I wish you every success for 2012.

Warm regards,